Join the Santee Sheriff's Department and Santee Fire Department this Saturday November 6 from 7:00 am to 10:30 am for the 12th Annual Santee Pancake Breakfast. The breakfast will be held at the Santee Fire Station #4 at 8950 Cottonwood.
Come out and meet our local firefighters and deputies and mingle with your neighbors while supporting a great cause! Money raised by the Santee Sherrif's Department for the Santee Pancake Breakfastwill go to support local families in need through the "Spirit of Giving" charity. The funds raised by the Santee Fire Departments will be used to purchase automated external defibrillators in Santee schools, churches and community centers.
$5 for adults or $3 for kids under 10 and seniors will get you a great breakfastof pancakes, eggs, sausage, coffee and juice. There will also be photo ops for the kids with firemen and firetrucks or sheriff officers and the police cars. There will be speakers from both departments talking about crime prevention as well as fire safety.
MMMM, Pancakes! Don't miss the 12th Annual Santee Pancake Breakfast!
With technology becoming more and more advanced every day, identity theft and fraud are crimes we are beginning to hear about on a regular basis. These are some valuable tips to help each of us from becoming a victim. Thanks to Joan Cox for providing us with this great article.
I have stopped shredding any of my personal documents or credit card offers for just the reason stated below. I now hold a monthly bonfire in my fire pit for all of this type of information!
Often times we have clients that would like to purchase a home, but have had some negative circumstances happen in their lives, and they ask us -- can be buy?
Disclosure --- I AM NOT A LENDER, CREDIT REPAIR COMPANY, ETC. I am a Realtor, and learned a few things today that I didn't know, and thought I would share! If you have more detailed questions, I have several great lenders to ask!
Foreign buyers usually do not have credit. Have them open a couple credit cards before they come to purchase a home.
There are many scoring models - Personal (you pull your own credit), Mortgage, Credit Cards, and Insurance. They all have different algorithms, and could be as much as 100 points different. I always thought when you got your credit score, it was the same anywhere.
This is a big one --- if you lose your credit card, or report a fraudulent charge, and are issued a new card --- you need to request the history to be transferred, especially if it had long history. They do not always do this. Payment history amounts to 35% of your FICO score, so this one could make a big difference.
We have always been told to shred credit card applications, but now the thieves are getting smarter, and we now need a "cross-shredder" to be sure they cannot tape these applications together and submit them.
When electronically signing (at the department/grocery store), add a date to your signature. The biggest problem with credit/debit card thefts is from the clerk on the other side of the counter. When you add the date, they cannot reproduce your signature again.
If you want to "opt-out" of credit card offers - call 888-567-8688. When you call, this will be good for 5 full years. If you want a lifetime opt-out, this needs to be done my snail mail.
Security Freeze - blocks anyone from checking your credit, except those you currently are doing business with. If a loved one died, unfortunately there are smart thieves out there watching the obituaries and collecting social security numbers. Each reporting bureau has its own Security Freeze, and each should be contacted.
There was so much learned in just two hours today --- this is just a small portion, and will share more on another post!
If you would like to get on my email newsletter list and keep up with the Denver metro real estate market - please email me, and I will add you to this list! Also, if you are moving into Denver and request additional information, please email me or call! 720-231-6373
As a buyer gets closer to the end of the transaction, one of the final steps in the process is the signing of the buyers loan documents. The lender has provided the settlement agent with the final closing paperwork and the settlement agent arranges for the buyer to meet with a notary or signing agent to sign the final paperwork.
This step is an imperative piece of the home buying process. If not handled correctly, the signing of the loan documents can throw a wrench in the system, just when you thought you were home free! A talkative notary, with limited knowledge of the particulars of the specific transaction, can almost kill a deal. Just one statement like "Oh, I just say another house just down the street from this one a couple weeks ago." can spark a conversation you don't want them to have.
I learned a long time ago to not let my buyers go at this step alone! I attend every loan signing along with my buyers. There are often times while moving through this process where serious questions arise. The buyers are nervous, they see in black and white the actual dollar amount of funds needed to close and are borrowing more money they ever imagined! I am not going to leave this delicate situation in the hands of a signing agent.
We don't always get to refer our clients to our preferred lenders. We don't know the experience level of the loan officer the buyer may have selected. We don't get to choose the escrow agent nor do we know the experience of the signing agent. This is an exciting time! Although the nerves may be on edge, the buyer is almost there! The keys to their new home are almost in their hands! I want to ensure my clients are comfortable and be available to answer any questions that may come up. If I can't answer the question, I make sure we find the answer quickly.
Have you ever had a situation where the signing of documents has almost killed your deal?We Are Almost There! Don't Kill My Deal!
Making the Home of Your Dreams A Reality. As your Agent of Possibility it is my intent to make your home buying or selling process a smooth one!
As a buyer gets closer to the end of the transaction, one of the final steps in the process is the signing of the buyers loan documents. The lender has provided the settlement agent with the final closing paperwork and the settlement agent arranges for the buyer to meet with a notary or signing agent to sign the final paperwork.
This step is an imperative piece of the home buying process. If not handled correctly, the signing of the loan documents can throw a wrench in the system, just when you thought you were home free! A talkative notary, with limited knowledge of the particulars of the specific transaction, can almost kill a deal. Just one statement like "Oh, I just say another house just down the street from this one a couple weeks ago." can spark a conversation you don't want them to have.
I learned a long time ago to not let my buyers go at this step alone! I attend every loan signing along with my buyers. There are often times while moving through this process where serious questions arise. The buyers are nervous, they see in black and white the actual dollar amount of funds needed to close and are borrowing more money they ever imagined! I am not going to leave this delicate situation in the hands of a signing agent.
We don't always get to refer our clients to our preferred lenders. We don't know the experience level of the loan officer the buyer may have selected. We don't get to choose the escrow agent nor do we know the experience of the signing agent. This is an exciting time! Although the nerves may be on edge, the buyer is almost there! The keys to their new home are almost in their hands! I want to ensure my clients are comfortable and be available to answer any questions that may come up. If I can't answer the question, I make sure we find the answer quickly.
Have you ever had a situation where the signing of documents has almost killed your deal?We Are Almost There! Don't Kill My Deal!
Making the Home of Your Dreams A Reality. As your Agent of Possibility it is my intent to make your home buying or selling process a smooth one!
This great Planned Unit Development known as Mission Creek are conveniently located in the heart of Santee. A great family community, Mission Creek is calling you!
The homes in Mission Creek are two story units with 3-5 bedrooms and 3 baths. Anywhere from 1500 square feet to 2275 square feet, the open floor plans and spacious feeling will welcome you home. Built in 1994, these homes have been designed with modern style and quality amenities some with granite counter tops, stainless steel appliances and dual paned windows. With the benefit of cul-de-sac living, the development is full of lush landscaping and plenty of play space for the kids. Enjoy the great Santee summers at the community pool and spa along with clubhouse, tennis courts and BBQ's.
Throw in that fact Mission Creek has some of Santee's lowest HOA fees for a planned unit development, you can't beat it!
Mission Creek is walking distance to the new Santee Sportsplex which is 20 acres consisting of 3 tournament softball/baseball fields along with stadium style seating and electronic scoreboards! Two indoor soccer fields also include electronic scoreboards and plenty of spectator seating. Practice your swing at one of four batting cages. After a great day of play, enjoy the air conditioning and a cold beer at the Sportsplex restaurant.
Located right next to the San Diego River, take advantage of beautiful evening walks along the banks walking trails.
Rio Seco and Santana High School both provide quality education Santee is known for.
Just minutes from 52 and 125 your commute from Mission Creek to any part of San Diego is easily accessible.
Take advantage of the convenient shopping and walk for groceries, great restaurants and even Wal Mart! There is so much to enjoy in Santee from the Summer Concert Series to the Santee Street Fair, Santee is a wonderful, family community.
Mission Creek is one of the highly desirable neighborhoods Santee has to offer. Are you looking for homes for sale in Santee? Santee is my hometown, let me show you around!
I have to knock on wood! Count my lucky stars, rub the Buddah Belly or something! I must be doing something right these days! Last week a super smooth successful closing of one of my short sales, today approval on another one that we thought was going to be next to impossible to get! This one will be an extremely substantial loss to the lender who holds both the first and second.
APPROVED! As submitted! Nothing countered, no fine print! 30 day close. Golden buyer. Looks like we will have another one down!
A positive attitude and a supportive team can achieve anything we set our minds to!
Woo Hoo! It must be my week! Keep them coming!
Making the Home of Your Dreams A Reality. As your Agent of Possibility it is my intent to make your home buying or selling process a smooth one!
What happened to those cute little kids that wanted to be an angel and a cowboy for Halloween? Scary how quickly they grow up! Brittany is now 19, going to college and trying to figure out what she wants to be when she grows up and Jason is 25 and now a Sargent in the Army and the proud papa of our wonderful grand baby, Noah who is 1! The even SCARIER thing is this is not Jason's Halloween costume. This was taken in his barracks!
Making the Home of Your Dreams A Reality. As your Agent of Possibility it is my intent to make your home buying or selling process a smooth one!
I found this little pumpkin when searching for the perfect pumpkin at the pumpkin patch! I have never seen anything like this. I couldn't believe how much this looks like a flower! This of course is the pumpkin I chose. My husband wasn't all that thrilled, so he got his own! I think it is perfect.
Pumpkin is a form of a squash, although the pumpkin has a much more rigid, prickly stem than a squash. According to Wikipedia, the oldest found seeds date back to as early as 7000 BC and were found in Mexico. The pumpkin plant actually does flower, although the bright, colorful flower has a very short life span; as little as one day. Pumpkins are grown worldwide and of all of the continents, Antarctica is the only continent unable to grow them. The US has the largest crops of pumpkins and produces 1.5 BILLION pounds annually. The top producing pumpkin states are California, Illinois, Ohio, Pennsylvania and Indiana.
HAPPY HALLOWEEN!
Making the Home of Your Dreams A Reality. As your Agent of Possibility it is my intent to make your home buying or selling process a smooth one!
Attention Dog Lovers! All of your kids love Howl-O-Ween, even your four legged ones! Get out Fido's cutest costume and check out the Howl-O-Ween Canine Carnival on the Beachwalk in Solana Beach this Saturday, October 30th from 11:00 a.m -3:00 p.m. This is another great FREE event!
The festivites will be fun for the whole family with Bobbing for Halloweenies for the pups, trick or treating for both the kids and the dogs, pet portraits, face painting, Musical Sit and other fun games for your furry friend, pet adoptions even a Doggie Kissing Booth! Be sure and join in the Pet Parade that begins at 12:30 p.m. Don't forget to sign up for the costume contest! Prizes will be awarded for
Biggest Dog
Smallest Dog
Cutest Dog
Ugliest Dog
Best Owner/Pet Look Alike
Sloppiest Kiss
Most Original Costume
Enjoy the Taste of Beachwalk while you are visiting with samplings from California Pizza Kitchen, Rubio's, Pacific Coast Grill, Coldstone Creamery, Cupcake Love and more! Advance tickets for the sampling can be purchased online for $25 or $30 at the location.
This event is sponsored by the FACE Foundation(Foundation for Animal Care and Education) whose mission is "To enhance and preserve the quality of life of animals by providing access to necessary medical care and education." Today more than ever families facing financial difficulties are unable to properly care for their four legged family members in cases of emergency. Often times owners are faced with "economic euthanasia" as the only option. The FACE Foundation is there to assist these families in getting their loved pet the care they need and deserve.
Join the fun, support a great cause! Howl-O-Ween Canine Carnival 437 S. Highway 101
Congratulations to everyone who made this one so simple! Another one Down! Too many stories we are hearing these days are of short sale nightmares. I thought I would throw in a good one for a reminder they do exist! (I have been lucky and had quite a few successes this year with Short Sales!) Although the seller struggled for over a year trying to get a loan modification, since it was an investment property, Chase was not having it. But they were all over approving the short sale!
The VA offer (YES, I said VA offer) was accepted on August 18, 2010. 40 business days later, Short Sale approval in hand! The buyers lender went to work and we completed the sale Thursday October 28th! It is amazing to work with like minded people all working toward the same goal! Positive attitudes, diligence and patience from all parties really makes it all worth while!
Now, if I can get the rest of them to go this smoothly.......
Making the Home of Your Dreams A Reality. As your Agent of Possibility it is my intent to make your home buying or selling process a smooth one!
When writing an offer on a home to purchase, you were probably asked to put up a deposit to show the seller your Good Faith and show you are serious about the transaction. It may be anything from $500-$10,000 depending upon the situation. Price of the home or perhaps it was a required amount.
The funds you have given to your Realtor® when signing your offer are called the Earnest Money Deposit (EMD) and will be deposited into escrow once the offer to purchase, any counter offers have been executed and a valid contract exists. Be sure and get a receipt for these funds. The EMD is an assurance to the seller that you plan to complete the transaction and they can confidently take the home off the market and place it in "pending" status.
Don't worry! That money is safe! The escrow holder will hold the EMD in a trust account until the end of the transaction and the money will be applied toward the down payment and closing costs. If there is any money remaining, the funds will be returned to you once escrow has closed.
What happens if you cancel the transaction? There may be any number of reasons the transaction can not be completed. However,it is imperative you read your contract and discuss with your Realtor® the reason for cancellation. You do not want to be in breach of your contract, as it can cause the EMD to be forfeited. There are certain stipulations and contingencies within the contract that provide for the return of the funds, but if for any reason you were to "walk away" without cause or out of the contigency periods, the seller may be entitled to those funds. Again, your Realtor® will be able to guide you through the cancellation process.
So,What Happens to the $3000 I Gave as a Deposit? Consider it a portion of the down payment given upfront!
Making the Home of Your Dreams A Reality. As your Agent of Possibility it is my intent to make your home buying or selling process a smooth one!
Yesterday was one of those days. We all have had them, so you know how it goes. One of my challenges yesterday was the kitchen sink. My husband had thought he had cleared the drain and it had been ok for a while, but not yesterday! I tried to run the dishwasher and minutes in, my sink was full of water. I wasn't waiting around for my man to fix it this time. I called the plumber.
The guy I normally use and refer for everything wasn't able to come yesterday. I needed it fixed, and I needed it fixed NOW. So GOOGLE, here I come. SANTEE PLUMBER. Of course there were plenty to chose from. But the one that got my attention was $49.50 any drain.
Called them up, they came within 3 hours. Not too bad for same day service. The guy showed up in uniform (which always is better than Plumber Bob with the crack from behind) handed me his business card and went to work. I had told him what my husband had already done and we chit chatted about the business. They are an Arizona franchise that has 16 offices and have just branched into San Diego. Robert (my plumber with NO crack showing) had volunteered to be transferred to San Diego. (Why wouldn't you?) He packed up his wife and kids and they are now proud San Diego residents!
I went back to work while he completed his job.He then says "So, I think I broke your garbage disposal." What? How? Apparently while putting the snake through something happened. He asked directions to the nearest Home Depot or Lowes and was off.
When he returned, garbage disposal in hand (the exact model I originally had; not a cheap one either) he said "Today is just one of those days!" Then proceeded to tell me when he woke up yesterday morning he came out to find his Tahoe broken into (2nd time in less than 6 months) and his $2500 stereo system stolen. But the entire time he made the best of it. Smile on his face and professional. I told him how bad I felt for him and was sorry he had to go get a new disposal. "Better to have a happy customer than one who is unhappy!"
$49.50, a new garbage disposal AND great customer service? Almost unheard of! I will definitely use their services again.
Making the Home of Your Dreams A Reality. As your Agent of Possibility it is my intent to make your home buying or selling process a smooth one!
I had to share this message I received through my Active Rain blog. I know everyone probably receives this type of spam, but for some reason this just struck my funny bone and made me laugh out loud.
Attn: , My name is James Thompson, from Wilson North Carolina, presently works and lives in London Uk.
I come across your contact while searching for good and reliable broker or agent, Realtor,who can get me very sweet home for lease or buy.
I am ready to make payment as soon as I get the full photo of the house and some document to cover the property.
Please contact me through my personal email along with your direct mobile number for easy contact.
Looking forward to hear from you as soon as possible.
He is from North Carolina but presently lives in London UK. He wants a very sweet home. Heck, he will lease it or BUY it, whatever I think is best. All he needs is a picture! Sounds like he has cash! I will get on this right away. I am sure I can find him a million $ + property that will meet his needs. Sounds like they are minimal! FAST MONEY BABY!
Making the Home of Your Dreams A Reality. As your Agent of Possibility it is my intent to make your home buying or selling process a smooth one!
Glenn Abbey Toastmasters ~ Where People Are Dying to Get In!
Hello Friends of Glen Abbey Toastmasters,
We have another exciting Toastmasters Meeting this evening, with two Great Speakers (Laura Muralles and Ed Gain). Laura will be giving her first speech, the Ice Breaker and our fantastic Mentor Ed will be honoring the theme for the evening by presenting us with "The Raven" from Edgar Allan Poe.
This week's topic is "HALLOWEEN" and we look forward to exploring the topic with our Toastmaster, Veronica Ruiz! This will be Veronica's first meeting as Toastmaster and we are looking forward to her spinning her web through the evening.
Come out, have a good time, laugh a little, learn a little, and maybe speak a little (if you want)!
Guests and new members are always welcome at Glen Abbey Toastmasters!
Come and see how you can grow and become a better speaker, listener, and thinker. How can we help you achieve your goals? Come to Toastmasters and find out! Stop by and see how much fun we're having!
Meeting Time: 6:30-8:00pm
Date: 10/27/10 Wednesday
Location: Glen Abbey Memorial Park
3838 Bonita Road (west entrance)
Bonita, CA 91902
*A SHORT DRIVE FROM ANYWHERE*
Toastmasters Mission: Toastmasters International is the leading movement devoted to making effective oral communication a worldwide reality.Through its member clubs, Toastmasters International helps men and women learn the arts of speaking, listening, and thinking - vital skills that promote self-actualization, enhance leadership potential, foster human understanding, and contribute to the betterment of mankind.
In support of our troops and in conjunction with Operation Gratitude, check out the East County dentists and orthodontics that are sponsoring a Halloween Candy Buy Back program.
It has been a few years since we have had Trick-or-Treating kids in our house, but I can tell you I remember how much candy our kids got when they did go! Trying to monitor what they get is nearly impossible and do you really want your kids filled with that much sugar? The poor teachers at school the next day!
Here is the perfect solution to "Candy Overload!" These East County dentists will be buying back candy at $1 per pound with all candy then being donated to Operation Gratitude as a care packages for our soldiers overseas! In addition to this great collection effort, these dental offices will often donate dental care products like toothpaste, toothbrushes and dental floss to go along with their care packages!
Many of the offices will be holding raffles and giving away prizes in return for the candy. Check with the closest dentist to you for actual dates and times. Most will be held Monday or Tuesday November 1st and 2nd during normal business hours.
My Dental office 9927 Channel Road Lakeside, CA, 92040 Phone: (619) 561-3307 Email: acutlerdds@yahoo.com
Buying a home is one of the largest investments you will make in your lifetime. There is a lot to think about while working through the process of searching for your dream home.
One of the greatest pieces of advice I can give you is working with a Realtor®. This is not a self-serving comment by any means. There are many steps in the process; missing just one of them or not having the information you need to make an informed decision could be very costly. In addition, working with a Realtor® can help you avoid some of these other mistakes as well! Here are the top mistakes that you will want to avoid when purchasing a home:
Not having proper representation ~ Working exclusively with a buyers agent will put you in the best position when buying a home. Every agent has a fiduciary responsibility to act in the best interest of their client. An agent representing the seller must keep the sellers best interest. How are they able to act in your best interest as well? See The Benefit of a Buyers Agent.
Skipping the Pre-approval step ~ being pre-approved for a loan will help you not only in determining what you can afford, but will save countless hours looking at homes that are above your price range!
Not Setting a realistic budget ~The cost of owning a homeis more than just the mortgage payment. Understanding the true costs associated with buying a home is imperative in the process.
Not understanding the market ~ The real estate market varies state by state, county by county and city by city. Understanding what market YOU are in will make the difference in how to write an offer. Don't try to time the market.
Trusting Advertising ~Don't believe everything you read! Do your own due diligence. Whether it is for a loan, a Realtor, home inspector or an advertisement on the home itself, knowing the facts will save you in the long run from headaches or disappointments.
Not researching the neighborhood ~ You plan to live in this home for a while, knowing the neighborhood, school systems, commute routes and access to things that are important to you will assure a feeling of "home".
Buying the first home you see ~ Although you may end up with the first home you looked at, you owe it to yourself to see a few homes and their differences before making a decision.
Not considering the long term ~By not looking at both your personal situation and the home situation, you may find yourself in a predicament. Is your family going to grow? Do you plan to get animals? These type of questions could cause a problem if the home you buy is not large enough or will not allow pets over a certain quantity or size. Additionally, is there anything going in around the home that could affect the sale at a later date? You would hate to buy a home where the new freeway extension was going to run close. This will affect the value and potential future sale.
Foregoing property inspections ~ A home inspection is one of the most important steps in the home buying process. Hiring a professional home inspector will ensure your investment is in good condition or help you identify where potential problems may arise. Skipping this step could cause great agony once you have moved into the property and found there are multiple problems that could have been recognized and dealt with prior to owning the property.
Not knowing and understanding closing costs ~ The down payment is just part of the cash you are going to need to close. Don't be surprised when it comes to closing and there are additional costs associated with the purchase of a home. Costs like escrow, title, appraisal and notary are all additional funds you will need to bring to the table.
Buying a home is an exciting time! It is also a very emotional time. You will be putting a lot of hard earned money and effort into this decision. Take the time it requires. Do your homework. The minute you mention you are considering purchasing a home, everyone you know becomes an expert. You will get advice from everyone around you. Some of it will be very valuable and good food for thought, others have had bad experiences that has made them wary. Let this be your experience. Make it a good one by avoiding some of the biggest buyer mistakes!
Making the Home of Your Dreams A Reality. As your Agent of Possibility it is my intent to make your home buying or selling process a smooth one!
There are many people out there with a dream, whether it be to move up in a home, take on a new job opportunity, open a business...each doing research on their own to determine if this is the right move for them. It is wonderful for people to be able to work with someone to assist in walking through the fear and proceed if that is the goal.
If you have been cosidering making a move into another home, take a look at this great post by Carra Riley and see if the stars are aligning for you!
Hey, there may be additional opportunities that come through the process as well! Like instead of selling the current home, keeping it as an investment property and providing some positive cash flow. Anything is Possible!
Let's talk about getting "out of the comfort zone" to generate some blue chips.
It takes guts, knowledge and the right connections to make changes when others are afraid.
As a real estate consultant, I am encouraging existing home owners wanting to move up, to do it now. Many families are reorganizing with the employment changes where children and grand children are coming to live with parents. Why not buy a bigger house and enjoy the change while the prices are down. Individuals who purchased a home in 2002 or before could be in the perfect equity position to move up now too! Do you want that two or three car garage or the den and 4th bedroom? The time could not be better to start looking to see if you can make the move. There are no blue chips if you don't get in the game!
Do you think part of the Rockefeller portfolio included real estate? The short answer is yes, and we all have an incredible opportunity right now to investigate the potential and calmly take action.
Real estate is an ever evolving entity. Right now external factors are creating a "Cosmic Cow Pie" atmosphere which is hard to navigate through.
Connecting The Dots for a successful transaction is hard today as the dots seem to move on a daily basis. Nothing is easy to keep together even when the dots are aligned because change just happens!
It all seems like a vicious cycle of unending changes. HOWEVER, not all change is BAD!
The good news is there is a SILVER lining to the foreclosure cloud.
3 SIMPLE to understand reasons for owners to calmly consider a move up to their dream home.
Interest rates are extremely low.
Inventory is very high.
Buyers have TIME to think about their decision in a calm manner without pressure
If you have owned a home since 2002 or EARLIER, you might have good equity, even in this bizarre market, you could be in the PERFECT position to move up to a dream home.
It might sound crazy but if you take a step back and think about the 3 points above you will see why you should start looking into a move.
Get a market analysis so you know how much equity you have to work with.
Get pre-qualified with a lender to know what you can qualify for. Your agent will have several lenders they have worked with and you can compare and choose the one who relates to you best.
Shop around with your "buyers agent" to see if there are homes which meet your "dream" specifications. (You don't want to find your dream home on the first shopping trip. You just want to determine if there are home in your price range that would meet your needs. This trip or two is only "recon" to determine if you want to go forward.)
List your home with an important contingency!Property is listed subject to the seller contracting and closing on a new home. Closing and possession must coincide and be concurrent or the contract is null and void.
Accept an offer on your existing home with a 2 week contingency to contract for a replacement home. This contract is accepted expressly conditional upon the seller contracting for a new home within 14 days of acceptance. Closing and possession must coincide and be concurrent or the contract is null and void and all earnest money will be returned to the buyer.
Go out to find a new home with your buyer's agent and contract for it with a similar contingency. This offer is expressly conditional upon the home located at ________________ ( your address) successfully closing. Closing and possession must coincide and be concurrent or the contract is null and void and all earnest money returned to buyer.
Should you not be able to find a new home the buyer has 2 choices. Give you 2 more weeks to locate a new home or the contract terminates and the existing buyer get the earnest money back and you find a new buyer.
Once you find a buyer who will work with you the process is simple. Complete the two transactions with the contingencies and everyone is a winner!
If a new home is still on your dream list then take some footsteps now to see if you can keep that dream alive!
Whether you are looking for a second home, a move up home for a growing family which could include children and grand children coming home or an investment, NOW IS THE TIME!
The prices are affordable!
The interest rates are the lowest in years!
There is no pressure, you prepare to be able to make the decision ONLY when the time is right!
"Connect The Dots" with the right real estate agent and keep the American Dream alive!
It's your turn to win. The cards are on the table, all laid out for you to play!
With the most recent report from the California Department of Education, the Santee School Districtshows a 10 point district wide gain of Academic Performance Index (API) for the 2009-2010 school year. The API testing is statewide and consists of grades 2-8.
An API score of above 800 is considered by the Department of Education to be a "high performing" school.Every school within the Santee School District is rated over 800!
Cajon Park ~ 860
Carlton Hills ~ 878
Carlton Oaks ~ 874
Chet F. Harritt ~ 854
Hill Creek ~ 830
Pepper Drive ~ 867
PRIDE Academy ~ 805
Rio Seco ~ 886
Sycamore Canyon ~ 874
Congratulations to both the students and educators who have done so much hard work to continue the quality education Santee School District is known for.
Making the Home of Your Dreams A Reality. As your Agent of Possibility it is my intent to make your home buying or selling process a smooth one!
Watch out Pumpkin Station! Here comes Noah! My grand baby Noah is 16 months old and the best age to enjoy the pumpkin patch! He loved all of the pumpkins, climbing all over the hay and even climbing on the pumpkins! He loved the animals, riding the train and sliding down the HUGE bouncy slide. We are so happy to have him home to enjoy times like this with him! His Daddy and Momma were in Okinawa Japan with the Army when he was born and we missed them so much! Momma has now brought our precious little guy home to live awaiting Daddy's discharge date! We are so glad they are home!
Making the Home of Your Dreams A Reality. As your Agent of Possibility it is my intent to make your home buying or selling process a smooth one!
FINALLY! Desert Season is here! October is always the kick off to Desert Season for us East County residents. Halloween may bring out the ghosts and goblins, but it also brings out the buggies and bikes.
Don't miss the Off Road Expo going on this weekend October 23 and 24 at Westfield's Parkway Plaza in El Cajon. Check out the hottest off road vehicles on display both days. From buggies and bikes to Trucks and Jeeps, some of the baddest, fastest, sharpest looking vehicles will be available for drooling! Vehicles will be on display Saturday until 9 p.m. and Sunday until 7 p.m.
Sponsored by Motoworld of El Cajon and M.I.T. Overtrain Specialists, there will be plenty of aftermarket parts and accessories for all of your toys. There will also be special appearances from Scummy and Kearns Freestyle Motocross Riders on Saturday and Metal Mulisha Riderson Sunday. Riders will be there signing autographs and hanging out sharing their secrets.
Visit the exhibitors of off-road companies, parts, equipment, gear, and experts.From off-road racing to rock crawling and sand sports, to motorcycles and ATV's, you will have an opportunity to find all of your off road gear. Just in time for the holiday weekend! You will see everything that is going on in the dynamic world of off-road and I am sure it will get you ready to ride!
I know my kid is dying to go! She is the one in the pink below! Our buggy, bike and trailer is in the background.
Making the Home of Your Dreams A Reality. As your Agent of Possibility it is my intent to make your home buying or selling process a smooth one!
If you haven't heard, Vanilla Ice, AKA Rob Van Winkle, has a new TV Show on the DIY Netwrok called The Vanilla Ice Project. It is Rob and his crew flipping houses!
At 16, Vanilla Ice wrote and sold one of the biggest selling rap albums ever.Ice Ice Baby. With the money he earned from his album, he started buying properties and sold them for a profit. He has been flipping houses ever since!
When I first heard this, I thought GREAT. Another TV show showing "how easy" it is to flip houses. I have heard a couple of interviews with Rob and he doesn't seem to be as much as an idiot as I was expecting. However, he does make it sound quite easy. I have not seen the show, I believe the first episode aired October 14th. I hope that it is not made out to be something any one can do with a little bit of cash and a hammer. Hammer Time! ( ~ oh wait, that is someone else....)
Anyone seen this show? What do you think?
Making the Home of Your Dreams A Reality. As your Agent of Possibility it is my intent to make your home buying or selling process a smooth one!
Prostate cancer is deadly if not detected early enough. Thank you to Charlene Storozuk for bringing this to our attention. 17 years ago my Dad was diagnosed with Prostate Cancer. We were all so devastated and very scared. He was so young at 51, we were not ready to not have him a part of our lives! Fortunately, it was caught soon enough and he has been cancer free for 17 years! He has been participating in a study at Irvine Medical Center in Southern California ever since to help with further research on the disease.
I think I better figure out how to grow a Mo pretty quickly!
Worldwide Prostate Cancer support groups are encouraging men to grow a moustache (also known as a Mo) for the month of November. The campaign is known as Movember and is a way to help bring awareness to prostate cancer and raise funds for research. Women are also encouraged to help get the word out about the Mo campaign. I wanted to join the cause too by sporting a Mo. Although I'm approaching the age where dear old Mother Nature will soon take care of growing a real one for me [sigh], for now, a virtual moustache will have to do.
To help bring a little awareness to prostate cancer,for the month of November I'll be using this profile picture on my Active Rain blog posts. At the beginning of each blog post, I'll include a link to this post so that people can see what the moustache is all about. I plan on using this profile picture on my Facebook and Twitter accounts for the month too. I know it's not much, but if it helps to bring awareness to the cause and even encourages one person to go and get checked out, it will be well worth it.
Did you know that1 in 6 men will be diagnosed with prostate cancer during their lifetime? Those are staggering odds. Even higher than the odds of a woman being diagnosed with breast cancer (1 in 9); yet we never seem to hear too much about prostate cancer. I must admit that I was one of the many that are not aware of its prevalence. It wasn't until someone very close to me was recently diagnosed, that this point was driven home. Thankfully, it was found early.
The good news about prostate cancer? Okay, "The C Word" is never good news, however, prostate cancer is one of the most successfully treated cancers if it's caught early enough. Please encourage every male close to you to speak with their doctor about having a PSA test every year as part of their annual physical. It's a simple test done through blood work. You could save someone's life.
Last year's Canadian Mo campaignwas the second largest in the world behind Australia with 35,156 'Mo Bros and Mo Sistas' (as they're called) joining the cause. Theyraised $7.8 million for Prostate Cancer Canada!
For more information on Movember and to find out what you can do to join the cause in an area near you,click here.Go ahead, grow that Mo (even if it's just a virtual one like mine)!
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Making the Home of Your Dreams A Reality. As your Agent of Possibility it is my intent to make your home buying or selling process a smooth one!
Don't miss the 11th year Oma's Pumpkin Patch has been providing great fun for East County residents. Looking for a teeny tiny pumpkin? Or maybe one up to 100 lbs. Either way, Oma's has a pumpkin for everyone!
This great pumpkin patch is located at 14950 El Monte Road in Lakeside.Open Tuesday - Saturday 10:00 a.m. to 7 p.m., Oma's is fun for the whole family! One Adult is FREE with a child's paid admission of $7. What does $7 get you? Every child will get a Jack Patch Pumpkin, bottled water, and entrance to all of the fun activities!
Your kids will enjoy activities such as wandering through the Hay Maze, petting the animals in the petting zoo, sliding down Cottonseed Mountain, tons of games and a huge sand pile with trucks and tractors. Maybe you just take a picnic lunch and enjoy the time at the farm under the shade at the picnic tables!
Oma's is an actual working dairy farm.Since 1960 the Van Ommering family has been operating this dairy farm which produces raw milk for sale to processors of milk powder products, cheese and butter. Don't forget to hop on a Hayride while visiting the pumpkin patch and tour the farm to see how cows are raised and fed! Hayrides will leave every half hour with the last one departing at 6:30 p.m.
Oma's can accommodate any group, organization or even a birthday party! Special presentations of "How Pumpkins Grow" are offered for reserved groups! This place is amazing. Go check it out for yourself. The kids will never want to leave!
Wondering what to do with all of those seeds? Here is a greatrecipe for pumpkin seeds!
4 1/2 cups of Raw Seeds
1 Tablespoon Cooking Oil
1 Teaspoon Salt
Mix seeds, salt and oil. Spread mixture on wax paper and let them dry for 24-48 hours
Once seeds are dry, place them on a cookie sheet and cook at 325 for 35-40 minutes
Cool, Enjoy!
Making the Home of Your Dreams A Reality. As your Agent of Possibility it is my intent to make your home buying or selling process a smooth one!
If you are a resident of San Diego County and have been attempting to get your loan modified but not had any luck, today is a good day to check this FREE event out at the San Diego Convention Center. Thanks to Susan Laxson for providing us with this great information.
Homeowners looking to modify your loan now is your chance to learn how.Today, October 21st starting at 1 pm to 7:30 pm, government officials from the Department of Housing and Urban Development (HUD) will be holding a "homeowner community event" at the San Diego Convention Center. Expected to attend and assist homeowners are 15 lenders and loan servicing companies.
This program is part of the administration's "Making Home Affordable Program" which was created to help homeowners stay in their homes or move using a short sale or deed-in-lieu of foreclosure. Plan on attending if you have lost your job, you owe more than your home is worth or if you had your mortgage payment increase substantially due to adjustable rate mortgage (ARM) adjustments.
This program is FREE and there will be government approved counselors there to assist you. You do not need to be a homeowner to attend the event and learn more about the programs.
The San Diego Convention Center is located at 111 West Harbor Drive in downtown San Diego.
To view any La Jolla, California home for sale or rent, contact us anytime at 760-567-9100 or visit our La Jolla Real Estate website to learn more about La Jolla and its developments.
So you see this guy walk out on the field in the 7th inning, and you think, well, this could be really bad...As you can see, he is all dressed up for the occasion. The violin is an amazing instrument and in the right setting can be pretty impressive. At a ball game, maybe not so much.
Once this guy gets started, the entire audience starts singing along! Imagine being in a sold out stadium of pumped up people all singing praises to wonderful country we live in! How awesome is that!?!?
GOD BLESS AMERICA! Go Giants!
Making the Home of Your Dreams A Reality. As your Agent of Possibility it is my intent to make your home buying or selling process a smooth one!
paperwork.
experience of the signing agent. This is an exciting time! Although the nerves may be on edge, the buyer is almost there! The keys to their new home are almost in their hands! I want to ensure my clients are comfortable and be available to answer any questions that may come up. If I can't answer the question, I make sure we find the answer quickly.
Santee. A great family community, Mission Creek is calling you!
e doing something right these days! Last week a super smooth successful closing of one of my short sales, today approval on another one that we thought was going to be next to impossible to get! This one will be an extremely substantial loss to the lender who holds both the first and second.
for both the kids and the dogs, pet portraits, face painting, Musical Sit and other fun games for your furry friend, pet adoptions even a Doggie Kissing Booth! Be sure and join in the Pet Parade that begins at 12:30 p.m. Don't forget to sign up for the costume contest! Prizes will be awarded for
minder they do exist! (I have been lucky and had quite a few successes this year with Short Sales!) Although the seller struggled for over a year trying to get a loan modification, since it was an investment property, Chase was not having it. But they were all over approving the short sale!
but if for any reason you were to "walk away" without cause or out of the contigency periods, the seller may be entitled to those funds. Again, your Realtor® will be able to guide you through the cancellation process.
waiting around for my man to fix it this time. I called the plumber.
the theme for the evening by presenting us with "The Raven" from Edgar Allan Poe. 
remember how much candy our kids got when they did go! Trying to monitor what they get is nearly impossible and do you really want your kids filled with that much sugar? The poor teachers at school the next day!
Buying a home is an exciting time! It is also a very emotional time. You will be putting a lot of hard earned money and effort into this decision. Take the time it requires. Do your homework. The minute you mention you are considering purchasing a home, everyone you know becomes an expert. You will get advice from everyone around you. Some of it will be very valuable and good food for thought, others have had bad experiences that has made them wary. Let this be your experience. Make it a good one by avoiding some of the biggest buyer mistakes!
Vanilla Ice Project. It is Rob and his crew flipping houses!
rday 10:00 a.m. to 7 p.m., Oma's is fun for the whole family! One Adult is FREE with a child's paid admission of $7. What does $7 get you? Every child will get a Jack Patch Pumpkin, bottled water, and entrance to all of the fun activities!
has been operating this dairy farm which produces raw milk for sale to processors of milk powder products, cheese and butter. Don't forget to hop on a Hayride while visiting the pumpkin patch and tour the farm to see how cows are raised and fed! Hayrides will leave every half hour with the last one departing at 6:30 p.m.
4 1/2 cups of Raw Seeds
1 Tablespoon Cooking Oil
1 Teaspoon Salt
Mix seeds, salt and oil. Spread mixture on wax paper and let them dry for 24-48 hours
Once seeds are dry, place them on a cookie sheet and cook at 325 for 35-40 minutes
Cool, Enjoy!
Homeowners looking to modify your loan now is your chance to learn how. Today, October 21st starting at 1 pm to 7:30 pm, government officials from the Department of Housing and Urban Development (HUD) will be holding a "homeowner community event" at the San Diego Convention Center. Expected to attend and assist homeowners are 15 lenders and loan servicing companies.
Stephanie Reynolds 
Colleen Mitchell