Homes For Sale Santee Ca ~ Treviso
Located at the west end of the city of Santee on Mission Gorge, Treviso is a complex of 186 attached townhomes built in 2006.
Treviso is located just blocks from both the 52 and 125 freeways for easy access. The Trolley Statiion is minutes away located at Santee Towne Center which is also home to Costco, Home Depot, Target and Vons.
Your active lifestyle will love the homes at Treviso! Walk to Mission Trails Regional Park which is home to over 40 miles of trails. Treviso also backs to the Carlton Oaks Country Club which is a championship golf course. Santee Lakes is just around the corner and is a great location for fishing, camping, jogging, walking the dog or family picnics.
In addition, Treviso has plenty of amenities to enjoy the beauty Santee has to offer! With a beautiful pool/spa and outdoor barbeque, it provides the perfect setting for the warm weather! Play areas for the kids and rec room make community living fun.
With a great Mediterrainian arhitectural style, the Treviso Townhomes have 5 different floor plans ranging in size from 1073 to 1774 square feet, 2-3 bedrooms, there is one that will fit your family needs. Walk to West Hills High School and close to Carlton Oaks Elementary.
Homeowners Association Dues at Treviso are some of the lowest you will find! $175 a month gets you low maintanance living with maximum convenience!
Each home has available laundry in the unit as well as 1-2 car garage parking. These Treviso Townhomes are highly coveted and sell fast!
Are you looking for a home for sale in Treviso? As of March 31, 2010 there is currently one 2 bed/2 bath 
available as well as one 3 bedroom 3.5 bath model in contingent (short sale) status.
If you are looking for homes in Santee, CA and Treviso please visit my website! I would love to help you make the homes of your dreams a reality.
Making the Home of Your Dreams A Reality. As your Agent of Possibibility it is my intent to make your home buying or selling process a smooth one!
Please feel free to Subscribe to All Possibilities Throughout San Diego or contact me at 619-838-4408.
Multiple Offers ~ Make an Offer They Can’t Refuse
With California property values being at the lowest in years, a First Time Buyer Tax Credit of $8000, a 
Move Up Credit of $6500 and low interest rates we have seen a market that has become quite competitive. Multiple offers on properties have become the norm in the San Diego Real Estate Market.
Frustration has hit many of the buyers that are anxious to get into a home as they make offer after offer; only to lose out. The competition is grueling. Many buyers are up against investors with all cash offers or are not moving quick enough to get in the game.
So what does it take to get a deal done? First and foremost, work with a REALTOR®. An experienced REALTOR® can help you navigate through the market, provide you with the tools and knowledge to make a competitive decision and will provide strong negotiating skills. Your REALTOR® has access to closed comparable sales and understands what it takes to write a competitive offer.
In putting together a competitive offer, there are some things you will want to consider:
• Loan Pre-approval~ By having a pre approval for a loan prior to writing your offer, you will be in the best position to know the highest amount you can make your offer. In addition, many sellers are requiring that a pre approval be submitted with your offer.
• Purchase price~ Consider looking at homes with a purchase price below the amount you are pre approved for. This will open up a wider range of homes as well as provide some wiggle room to offer more than the asking price if need be. Prior to offering more than the asking price, consult your REALTOR® to confirm the comparable sales will support the increase in price.
• Who is your competition? With many investors out there presenting all cash, no contingency offers, be prepared to present your highest and best offer from the beginning. Your REALTOR® will be able to assist you in determining how your offer should be written
• Bank owned property ~ Don’t assume just because the property is owned by the bank it will be an easy property to acquire. Often times these properties are listed below market value and many people want to get a good deal. Investors are watching these properties and move quickly in order to flip the property for a profit. Be prepared to make a strong offer. This may entail offering a larger down payment or no closing cost assistance. The more attractive your offer can be, the more competitive you will be in a multiple offer situation.
• Short Sales ~ When making an offer on a Short Sale property, understand the process. In many instances if the seller’s lender is unaware the property has been listed and requiring a short sale. The seller and listing agent will prepare a package for the lender to review for short sale approval. Once the seller has accepted an offer, it will be contingent upon the lender (or lenders if the seller has more than one loan) approval. The time period for approval can range anywhere between 2 weeks and 6 months or longer. Be prepared to wait. Understand the lenders may come back with a counter, even after a long wait period. If there is more than one lender, the 2nd lender may not agree with the amount offered by the first. This makes the negotiation period even longer. In working with Short Sales, you will want to work with a REALTOR® that is experienced in the process.
• Low Ball Offers ~ Don’t assume that in the current market situation it is a good time to make low ball offers. Perhaps you have been watching a property that has had multiple price reductions. Remember, you are not the only one who has been watching this. There may be any number of reasons the property has had price reductions. Work with your REALTOR® to understand the situation and prepare a competitive, attractive offer.
The more prepared you are, the more you are educated, you will be able to work with your REALTOR® and make an offer they can’t refuse!
Making the Home of Your Dreams A Reality. As your Agent of Possibibility it is my intent to make your home buying or selling process a smooth one!
Please feel free to subscribe to my blog or contact me at 619-838-4408.
Escrow-Who Does What in the process? Whether you are a Buyer or a Seller, the purchase or sale of a home in California goes through Escrow. Escrow is the process of transferring property from one party to 
another. In this process, each party will have items in which they are responsible for.
Escrow Company Responsibility:
Seller Responsibility:
Buyer Responsibility:
Lender Responsibility:
No matter what your role is in the process, make sure your responsibilities are completed in a timely manner. This will ensure the Escrow process can remain on track for your closing date. If you have questions about what you need to do, make sure you talk to your agent or Escrow Officer! Everyone is working toward the same goal; Closing the deal!
Making the Home of Your Dreams A Reality. As your Agent of Possibibility it is my intent to make your home buying or selling process a smooth one!
Please feel free to subscribe to my blog or contact me at 619-838-4408.
One of the things you must obtain when purchasing a home is Property Insurance. It is a requirement of your lender the property be insured in case of a loss. Unless you are paying cash for a home, there is no way to avoid having property insurance. Even if you are paying cash, the benefits of property insurance far outweigh the cost.
Understanding what property insurance is and the types of things covered are important when looking at policies. The typical perils property insurance covers are:
These items are often stated in the policy as “sudden or accidental”. So if your roof collapses due to age or disrepair versus storm damage, it may not be covered. It is good to discuss with the insurance agent what type of damages are covered as well as cause of damage. Items that are not typically covered under a standard homeowners policy are:
When reviewing the options for property insurance, it is important to understand the difference between Actual Cash Value(ACV) and Replacement Cost Coverage(RCC). Most lenders will require you to carry replacement cost coverage in the amount to cover the loan amount. An example of ACV versus RCC would be if the house were to burn down and need to be completely rebuilt, ACV would only cover the cost for the value at the time of the damage, where RCC would cover the actual cost to rebuild (less your deductible).
Since you may not have ever purchased property insurance before, or you are reviewing your policy coverages, there are some things that you may want to remember to ask the insurance agent about.
Sounds more and more expensive by the minute doesn’t it? But each of these items are so important in the event of loss. Some items that may help you lower your premiums may be:
The numbers of ways property insurance is important for you in owning a home are really worth the premiums you pay. 
Think of all the homes that have been completely rebuilt after the San Diego wildfires. But those without satisfactory coverage suffered the losses. You want your home and possessions to be back to the way there were prior to the loss. Don’t cut corners.
Be sure and shop around when looking to purchase your property insurance. Buy a policy from a reputable company so you are assured if you do have a claim, it will be paid! Be wary of the no name, low rate company, often times if it sounds too good to be true, it may be!
I hope this has shed some light on shopping for your property insurance and has given you an understanding of the types of things that are and are not covered. If you have any questions or would like an agent referral, please feel free to contact me!
Making the Home of Your Dreams A Reality. As your Agent of Possibibility it is my intent to make your home buying or selling process a smooth one!
Please feel free to subscribe to my blog or contact me at 619-838-4408.
Stephanie Reynolds 
Colleen Mitchell 